Terms and Conditions

By submitting your information through our online application, you agree to the following terms and conditions. Please read them carefully.

1. Use of Information

By completing and submitting this application, you authorize us to use the information you provide to:

  • Assess your eligibility for programs offered by our third-party partners.
  • Share your information with our trusted referral partners for the purpose of offering debt relief, settlement, or related services.
  • Contact you via phone, email, SMS, or other means regarding your application or related services.

2. No Guarantee of Enrollment or Results

Submission of your application does not guarantee acceptance into any program or the successful resolution of your debt. Any services discussed or offered following your submission are subject to:

  • Your individual financial situation,
  • Your enrolled creditors, and
  • The terms of any agreement you enter with a third-party provider.

We make no warranties or guarantees regarding outcomes, settlement amounts, timeframes, or credit score impact.

3. Third-Party Providers

We are a referral service only. We do not provide debt settlement, consolidation, legal, credit counseling, or financial services ourselves. We may refer your information to licensed third-party providers who offer these services, based on your application data.

4. No Upfront Fees

Any fees for services rendered by referred partners will be collected only after results are achieved, in accordance with applicable laws and program terms. You will not be charged upfront.

5. Credit & Tax Impact

Engaging in debt resolution services may negatively affect your credit score, result in collections or lawsuits, and increase balances due to interest or fees. Settling debt for less than the full amount may result in tax consequences. Please consult a tax professional.

6. Accuracy of Information

You are responsible for providing accurate, current, and complete information. False or misleading information may disqualify your application.

7. Privacy

All personal data submitted through this form is handled in accordance with our Privacy Policy. We take data protection seriously and will never sell your information.

Category Collected Disclosed for Business Purpose
Identifiers (name, email) Yes Yes
Financial data Yes Yes
Commercial info Yes Yes
Internet activity Yes Yes
Location data Yes No

8. Limitation of Liability

We are not liable for any damages, losses, or consequences resulting from your use of this site, the submission of your application, or your relationship with any referred third-party service provider.

9. Governing Law

These terms are governed by the laws of the state in which our company is registered, without regard to conflict of law principles.

10. Changes to Terms

We may update these terms at any time without prior notice. Continued use of the site and submission of applications constitutes acceptance of any changes.

By submitting the application form, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.